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Copyright © 2011, credit reports free credit report safebreastaugmen credit report scores NationalCreditReport.com credit report and score Baltimore Encourages Consumers to Resolve to Protect credit report and score Baltimore their Credit Scores in the New Year Delray Beach, FL (Vocus/PRWEB) December 27, 2010 As consumers wrap up 2010, the last thing they may be thinking of is a plan to protect their credit scores in 2011. NationalCreditReport.com, a leader in credit report, credit score and credit monitoring services, reminds consumers that resolving to protect the scores that the 3 major credit bureaus (Experian™, Equifax™ and TransUnion™) report on them is very simple. “Correcting credit report damage is a daunting task and could take months, even years depending on the type of damage,” said Samuel S. Ambrose, Vice President of Marketing and credit report and score Baltimore Operations for NationalCreditReport.com.

“Being proactive and monitoring their credit reports and scores regularly can help save a consumer the headache of having to fix their credit score with the 3 major credit bureaus after the damage is done.” Tips for Consumers to Proactively Protect Their Credit: 1.    Consumers should obtain their credit report that includes a credit score at least quarterly and examine it thoroughly to get a complete understanding their credit history. credit report scores Obtaining one’s own credit report does not affect the credit score. 2.    Immediately dispute any inaccurate information on a credit report by credit report and score Baltimore informing whichever of the 3 major credit credit report and score Baltimore bureaus reported the information of the inaccuracy. Correcting any data that is found credit report and score Baltimore to be inaccurate can help a consumer fix their credit score. As per the Fair Credit Reporting Act (FCRA), inaccurate, incomplete or unverifiable information must be removed or corrected by the 3 major credit bureaus usually within 30 days.